While insurance can be complicated, when you break it down to the basics it’s really quite simple.

Here are the 3 reasons why you dish out your hard earned cash to protect yourself.

1. Property

The most common insurance claims have to do with your stuff.  Whether a natural disaster comes through or you slide off the road and hit a tree, insurance covers the big bills so you don’t have to.

2. Liability

Sometimes we inject ourselves into other peoples’ lives.  When that involves injury or property damage we need protection.  Sometimes insurance will just cover the cost of fixing what was broken (smashed cars,damaged homes, hurt bodies).  Other times, your insurance company dives in to protect you when you get sued.

3. Injury/Sickness/Death

We all love to be healthy and happy.  But that’s not always the case. Whether you’ve been hurt in an accident or come down with the flu, insurance is there to take care of you.

Wondering how your insurance protects you?  Now is the time to give your local insurance agent a call and ask them to help you organize your insurance portfolio.