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COMMERCIAL REAL ESTATE INSURANCE

How to Pick The RIGHT Insurance Agent

Getting smart commercial real estate insurance for the best price takes the right advisor.

Most insurance companies are scared of the risk that comes with large commercial properties. Other options offer bad coverage for a high price. There are great policies out there but a skilled connected advisor is the key to accessing the best ones for the best price..

Here's how to pick the right advisor for your investing team:

real estate insurance advice

1. Commit to a Relationship

It's counter intuitive but shopping with 5 agents is actually a huge mistake. It's just not how the system works best. Good agents will make companies fight for your business. If there a multiple agents try to make the same companies battle, it actually makes the companies LESS motivated to bring their best price. You win in a variety of ways when you establish a relationship.

2. Expect Clear Pressure-free Communication

Every member of your investing team should be a clear communicator. If you leave conversations more confused than when they started, find someone else.

Avoid pushy sales people. Just like in all things, if an agent is hard selling you, there are likely issues with what they're offering.

3. Choose an Independent Agent

Independent agents have access to a wide range of companies and make them compete for your business. This means a better price for quality coverage. They can also advocate for you in a claim, switch companies if price goes up, and advise you in a way a company employee can't.

4. Go with a Commercial Real Estate Specialist

Let’s be real. When you go to any insurance agent and say, “I’ve got a 144 unit apartment, could you give me a quote”, they start to salivate. It’s a big opportunity. But you wouldn't invest with a rookie taking down a 144 unit solo, so why would you let a rookie protect yours. Expertise is key. Specialized connections with the right companies is too. The best options for commercial real estate are only available through specialists.

5. Ask How Service Works

Many agents will sell a policy and then pass you off to a service center that has no connection to you (or them) at all. Make sure the person you build a connection with will be an integral part of your experience throughout your relationship.

THE REALITY

80% of real estate investors have insurance that will fail them when it matters most.

Insurance should protect you from financial ruin. But there are good options & bad ones. SO MANY investors buy bad ones because.... well.... it's really hard to tell the difference.

Even veteran investors fall into the cheapest price trap.

That's why 4 out of 5 policies fail when they're needed most.

Wondering if you're in the 80%? FIND OUT HERE

THE SOLUTION

Jeremy Goodrich Shine Insurance

Jeremy Goodrich | Commercial Real Estate Advisor

Smart investors level up to a commercial real estate specialist who provides clear guidance, quality coverage, and yes, the best prices in the industry.

ENTER SHINE INSURANCE.

Choosing us provides the peace of mind that you investments are protected and solid advice is always one text, call, or DM away. Success in real estate is all about team. Shine is your solution to the insurance role.

Let's level up your asset protection. Right now is YOUR TIME TO SHINE!

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Real estate is all about connections and team. I’d honestly never seen my insurance agent as an integral part of that until my broker introduced me to Shine.

BRUCE SPETH

Capital Square Investments

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Jeremy & the Shine Insurance team have been top notch to work with. Quick to respond, clear with descriptions, and great pricing for quality policies. Running a property management firm means a lot of moving parts. I believe in finding quality service providers and sticking with them. That's exactly what's happened with Shine.

BRANDON WELLS

Wells Way Property Management

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Shine took a look at one of my apartments and helped me realize some gaps in our coverage. With their help, we were able to improve our coverage, while managing our costs. On top of that, they explained the coverage in a way that empowered us to make informed decisions to manage risk across our portfolio. Jeremy and his team have become a trusted advisor for us.

JOHN CASMON

Casmon Capital Group

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From the very moment I filed the claim, the service from both Shine & the company was outstanding. Shine took the time to stay in contact with me throughout the entire process & even after to make sure that everything was going well & the job was
completed to my satisfaction.

NINA ONESTI

Real Estate Investor

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I love how easy it is to work with your office, your sense of humor and the great rates!

TOM FULLER

TA Fuller Homes Inc

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As soon as I notified Shine about the claim, they told me what steps to take next, and checked with me several times along the way to see how
things were going; more follow up than I have ever had on an insurance claim before, and that's a good thing!

RICK POWELL

Constructive Innovations

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EXCELLENT Customer service from Shine. As always!

HEATHER BLAKE

Exterior Finishes Inc

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