Apartment Insurance That's simple & Smart
Multifamily success means protecting three things, your property, your people, and your purse. Insurance plays a key role in all three.
But volitility in the insurance market is killing deals. The choices all seem bad. Go cheap and your property and people are at risk. Get quality coverage and your purse shrinks.
It's never been more important to have a true advisor. A multifamily specialist who's built a program to stabilize the cost and hassle of the right coverage for your portfolio.
Yes, we can increase your NOI, but we'll elevate your ROS (Return on Sleep) as well.
An insurance Program built for
Multifamily Investors
Here are some coverages you likely need:
PROPERTY
Protect Your Buildings
LIABILITY
Protection From Lawsuits
Workers COMP
Protect Your Team
COMMERCIAL AUTO
Protect Your Vehicles
NATURAL DISASTER
Protection From Flood, Earthquake, Etc
KEY PERSON LIFE
Protection From Lose of A Key Team Member
Insurance has one purpose, to keep your MULTIFAMILY PROPERTIES safe
Our National CRE Program offers access to specialized risk management and insurance services.
- Thousands of apartments protected by our program
- Portfolio Policies
- Agency debt compliance specialists
- Access to the best companies in the business
- Captive Insurance Solutions
- Partnership & guidance every step of the way
WHY IS APARTMENT INSURANCE SO EXPENSIVE?
Apartments have the highest insurance losses of any commercial real estate asset class.
Here's why:
1. Lots of roof square footage for hail and wind damage.
2. Tenant's present 24/7 means higher loss potential.
3. Tenant's cooking means higher fire potential.
4. Tenant's more likely to file lawsuits for small injuries.
Expertise & Specialized Connections is Key
The best insurance for multifamily properties is only available through specialists.
Many agents will sell a policy and then pass you off to a service center. Poof, they're gone.
At Shine, we're advisors. We'll be an integral part of helping your business plan succeed from purchase through sale.
Success in multifamily is about team. Shine is here to lift you up.
SIMPLE
CLEAR CONCISE ADVICE
Smart
HIGH QUALITY COVERAGE
SHINE
WHEN YOU NEED US, WE SHINE
1. First Connection
Submit your info online or give us a buzz. Either way, we start by getting to know you and your properties.
3. You Win
We'll customize the winning option and break it down in clear and
simple explanation.
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Contact
(812) 679-8779
PO BOX 5187
Bloomington, IN 47407
Business hours
Mon-Thurs 9am - 5pm
Friday 9am-12pm
