Liability Insurance. Who cares? Nobody, until one day you hear a scream from your yard. After running through the front door, you find your loving, wonderful, and maybe a bit overprotective dog hanging from the neighbors leg. Suddenly, liability insurance is the most important thing in your ...
A lot of people have the misconception that the your homeowners insurance policy reflects the Marketing Value of your home.For most insurance policies, this isn’t the case at all. The Dwelling Coverage is an estimate of the Replacement Cost for your home. So what’s the difference?Replacement ...
Musical Instruments can be some of the most important possessions we have. Like pigment for a painter, a ball in many sports, or design tools for an architect, musical instruments provide a vehicle for our creativity. The difference is that instruments are works of art ...
Happy Thanksgiving to All! As families around the United States celebrate Thanksgiving, the kitchen is a main focus. It makes sense then that Thanksgiving day also has the highest total of 911 calls for kitchen fires of any day in the year. Here’s ...
Our friends over at BrightNest have some great ideas for storing valuables. Here’s a quick list of hiding spots sure to spark your imagination. A safe. Like this one. An envelope taped behind a painting. A tampon box. Leave some of the product on top ...
We purchase insurance for one reason – to pay for our loss when something bad happens. But search any insurance company on Google, and you’ll see a bunch of complaints from folks whose policies didn’t pay. These people are usually mystified and miffed, and ready ...
Smoke alarms are the best way to protect ourselves from fire. We spend a lot of time at home. A couple points to consider: Fires at home are most common during the evening cooking hours. This is also the most common time for burn injuries. Death ...
We’ve all heard of “ambulance chasers” – unscrupulous lawyers who prey on accident victims, building America’s reputation as the most litigious society in the world, costing insurance companies millions of dollars spent on attorney fees. But for homeowners, there’s a greater villain still. We are ...
HOW TO AVOID A DRYER FIRE FACT: The leading cause of home clothes dryer fires is failure to clean them.*www.nfpa.org Clean your dryer lint trap before and after each use. Never use a dryer without a lint trap made for that specific dryer. Have dryer ...
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